Payment Options


You can forget about the long and complex application forms. Afterpay is an exclusive platform that offers you the opportunity to buy your desired product today and pay for it in four equal payments without any interest. Whether you choose to shop online or in-store you are getting your product right away. These are  steps that will clarify how After pay works:


1. Browse your preferred stores
Search through thousands of online retailers and discover your personal best.


2. At the checkout choose After pay
There are no credit checks, you’ll get an instant approval decision, which makes After pay swift and smooth.


3. Make your purchase
Sign in, create your account and every future shopping will be easy-peasy.


4. Pay in 4
Your payments will be divided into 4 single automatic payments, every fortnight.


Zip Pay is a reusable account that allows you to shop now and pay for your product later. There are no upfront payments and no interest-fees whatsoever. You can shop away as many times as you like up to your account limit and arrange manageable repayments that work best for you.


When you sign in and create your account, you’ll be set up with a monthly payment of $40. This will be charged via your linked debit card on the last day of every month and will continue until you pay off all of your purchases. Once you finished paying off the full amount, your account will remain active until the next time you decide to shop.


Eftpos is Australia’s debit card payment method, that allows electronic payments at the point of purchase. It is managed by EFTPOS Payments Australia Limited, which is fully owned by several major retailers and financial institutions. Here you can get cash out when paying, but usually only when the amount exceeds a minimum amount (often $ 10.-).


So, if you’re buying for $ 10 and you still need $ 20 cash out, your account will be charged $ 30. Nevertheless, when paying you should select “Check / Debit” (if possible). This will guarantee that you hold enough money on your account because it will be checked online.


In Australia, you cannot avoid using plastic money for payment. This is because all of our money is made of plastic. Australia was the first country in the world that switched from paper to plastics. Cash is still present and popular payment method, although only about 37 percent of all transactions in Australia are made in cash, while in Germany, for example, that number is around 50 percent.

Since the 1st of July 2019, it is not possible to pay for goods and services over $ 10,000 in cash. Any payment that goes above this figure must be made by credit/debit card or check. Although it sounds odd, this regulation controls the avoidance of tax evasion.

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